> For the complete documentation index, see [llms.txt](https://safedpi.gitbook.io/safeguards/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://safedpi.gitbook.io/safeguards/universal-dpi-safeguards-framework/processes/o8.4-ensure-that-dpi-is-affordable-to-people-and-businesses.md).

# O8.4 Ensure that DPI is affordable to people and businesses

{% tabs %}
{% tab title="Principle" %}
[O8 Sustain financial viability](/safeguards/universal-dpi-safeguards-framework/principles/operational-principles/o8-sustain-financial-viability.md)
{% endtab %}

{% tab title="Risks" %}
[RI3 Exclusion, RI2 Unequal access](/safeguards/universal-dpi-safeguards-framework/risks/risks-to-inclusion.md)
{% endtab %}

{% tab title="Life Cycle Stage" %}
[L2 Strategy and Design](/safeguards/universal-dpi-safeguards-framework/responsible-authorities/r3-donor/l2-strategy-and-design.md)
{% endtab %}
{% endtabs %}

## Practices

* Advocate for pricing models that ensure DPI accessibility, drawing inspiration from the West African Economic and Monetary Union (WAEMU) to reduce transaction costs across 60 different payment types.
* Encourage governments to enforce subsidies, similar to India's model where citizens with digital identities and accounts receive government support, allowing the poorest individuals to access DPI services at no cost.
* Support technical assistance to implement affordability models effectively.


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