# O8.4 Ensure that DPI is affordable to people and businesses

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{% tab title="Principle" %}
[O8 Sustain financial viability](https://safedpi.gitbook.io/safeguards/universal-dpi-safeguards-framework/principles/operational-principles/o8-sustain-financial-viability)
{% endtab %}

{% tab title="Risks" %}
[RI3 Exclusion, RI2 Unequal access](https://safedpi.gitbook.io/safeguards/universal-dpi-safeguards-framework/risks/risks-to-inclusion)
{% endtab %}

{% tab title="Life Cycle Stage" %}
[L2 Strategy and Design](https://safedpi.gitbook.io/safeguards/universal-dpi-safeguards-framework/responsible-authorities/r3-donor/l2-strategy-and-design)
{% endtab %}
{% endtabs %}

## Practices

* Advocate for pricing models that ensure DPI accessibility, drawing inspiration from the West African Economic and Monetary Union (WAEMU) to reduce transaction costs across 60 different payment types.
* Encourage governments to enforce subsidies, similar to India's model where citizens with digital identities and accounts receive government support, allowing the poorest individuals to access DPI services at no cost.
* Support technical assistance to implement affordability models effectively.